KT to turn online registered credit, membership, and transportation cards into offline 'real cards'
Published2017.06.13 16:36BC Card, Lotte Card, and Hana Card are partnering to expand their services to other card companies and financial institutions.
KT announced on the 13th the launch of the "CLiP CARD," an all-in-one smart card device that can be used as a credit/check card, membership card, and transportation card. The CLiP CARD was launched with the understanding that most card users perceive it as a secondary payment method compared to physical cards, and with the burgeoning fintech market.
The "CLiP CARD," which is the same size as a traditional credit card, can accommodate a total of 21 payment methods, including 10 credit/check cards, 10 membership cards, and 1 prepaid transportation card. It enables offline merchant payments regardless of network, smartphone app, device manufacturer, operating system, or carrier. Furthermore, the 1.3-inch display allows users to check their registered transportation card balance, membership barcode number, and payment card type at a glance. A single charge lasts 3-4 weeks.
To use the app, download KT's mobile e-wallet app, "CLiP," and register your desired credit/check/membership card. Then, connect your CLiP CARD via Bluetooth and download the registered card to the CLiP app.
Security requires unlocking the pattern lock before use. The token-based design reduces concerns about cloning and hacking. Additionally, if you report a loss through the CLiP app, all token information from the card company is immediately deleted to prevent others from using it.
Currently, three card companies are available for registration: BC Card, Lotte Card, and Hana Card. The service is expected to expand to all domestic card companies by the end of the year. However, transportation cards can be recharged with cash and used immediately without a separate registration process.
Kim Hyung-wook, head of KT’s Platform Business Planning Office, said, “In addition to card and membership functions, we will grow the distribution platform for financial products by adding cash cards, financial OTPs, etc. in cooperation with financial institutions to CLiP CARD.” He added, “We will attract 300,000 subscribers by this year and achieve the goal of 2 million subscribers and KRW 27 trillion in annual transaction amount by 2020 to prove that KT is the number one company in the financial/telecommunications convergence business.”
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